Category Archives for "Commercial"

How to start your retirement together as a couple before AND after the wedding!

My friends over at Archer Investment Management in Raleigh, NC have sent me some amazing information to share with you ~ now that you are going to be saying “I do” soon! When starting your life and retirement life together as a couple, these points will make you think~

Engaged or Just Married?  Ok, Now What To Do About Money?

Couples often ask us what is the best way to handle finances together.  The answer is always the same – whatever keeps your relationship happy.  However, it is important for couples to talk about their financial situation and to be transparent with each other’s wishes.  During this conversation, talk about your future goals and hopes for your life.  These conversations should continue throughout the relationship and will evolve as life changes.  Co-managing finances is not just combining checking accounts and paying bills.  We recommend spending time together addressing the following items:

BUDGET

Financial success hinges on cash flow.  It is critical to understand how much the household is spending on a monthly and annual basis.  Make a budget and stick to it.

SAVINGS

Discuss each person’s savings goals and expectation of spending.  Figure out how much may be needed for an emergency fund.  Some couples realize that one person’s comfort level for emergency savings is drastically different than the other.  If there is already plenty of cash available for an emergency fund, what will you do with the excess?  Will you open a joint account for investing those funds and can you contribute to that on a monthly basis?

DEBT

Being upfront about any significant debt is important to both the relationship in general and the financial success of the household.  Debt can cause problems in many ways, so it is best to have open communication about that issue immediately.

INCOME & CORPORATE BENEFITS

Typically, households do not have both parties making the exact same amount of money.  Share income and future income potential with each other and be open if there are issues with a big discrepancy.  Also, take time to review your company benefits together and see what each other’s options are for retirement saving and health insurance.  If one person does not have a company sponsored retirement plan and the other does, engage in a conversation on how to maximize retirement savings utilizing one plan or using other vehicles such as an IRA.  This is a good time to also review any necessary beneficiary designations and make sure they are updated.

LIFE INSURANCE

Young, healthy couples have the benefit of obtaining insurance at a lower cost than older couples.  Consider income replacement needs and any outstanding debt when you are factoring in how much life insurance to purchase and what type of insurance.

WILLS & POWERS OF ATTORNEY

While never a pleasant topic, it is important to discuss your plans for your estate after you pass away.  This is a critical step to take in situations where couples have children and/or are in second marriages.  Finally, find out your state’s requirements for both financial and health care powers of attorney and have those documents drafted as well.

FIGURE OUT THE TEAM

Finally, determine who will be handling the household finances or divide up the responsibilities.  Make sure both parties are always engaged in the decisions and understand the household finances.  Relationships thrive on trust and transparency, especially with regard to money.  Starting off on the right foot will make a huge difference in your relationship over time.  A financial advisor can go through all of this with you and help you to make great financial decisions along the way.  Consider hiring one to work with you through this process.  Sometimes we can see the picture more clearly as outside looking in and can facilitate some of the difficult conversations.  At the end of the day, the healthiest relationships in regards to finances are ones that have open, honest communication.

 

Securities and Advisory Services offered through Triad Advisors Member FINRA/SIPC

Financial Advisor

Nina Oneal with Archer Investment Management

 

 

Nina O’Neal, Partner

Investment Advisor

Archer Investment Management

436 N. Harrington Street, Suite 120  |  Raleigh NC  27603

office  919 758 8911  |  fax  919 758 8918

noneal@aimnc.com  |  www.archerinvestmentmanagement.com

Securities and Advisory Services offered through Triad Advisors Member FINRA/SIPC

Excited to be a part of 2016 InvestmentNews40 Under 40! Check out the full list here: http://www.investmentnews.com/40

This was an opportunity of a lifetime – Photographing Roger Daltry & Joan Jett in Philadelphia

WOW WOW WOW…..that is still all I can say, even after a week.   I have so much to say about this event, but for now, I will share some images that we took of these amazing musicians and music icons! Look for a full blog coming soon about this event and definitely more photos!  We were beyond honored to photograph them and they were amazing to work with!!!

Roger Daltrey of the The Who performing for a fundraiser for TCA

Roger Daltrey of the The Who performing for a fundraiser for TCA

Roger Daltrey of The Who

Roger Daltrey of The Who

The Kimmel Center in Philadelphia, PA

The Kimmel Center in Philadelphia, PA

Joan Jett and the Blackhearts performing at the Kimmel Center

Joan Jett and the Blackhearts performing at the Kimmel Center

Joan Jett and the Blackhearts

Joan Jett and the Blackhearts

Joan Jett

Joan Jett

Roger Daltrey and Joan Jett

Roger Daltrey and Joan Jett

The Who - Roger Daltrey

Roger Daltrey performing at the Kimmel Center in Philadelphia

Raleigh Photographer – Reflections on Two Weddings and A Convention

Past few days we have been busy doing photography for  the North Carolina State Firemen’s Association (NCSFA). NCSFA’s Southeast Atlantic Fire & Rescue Expo (SAFRE) is held each year at the Raleigh Convention Center. This was our third year photographing it. Over the weekend, we photographed two weddings- Pranita and Shaum’s Indian wedding at the Raleigh Marriott City Center and Yogesh and Raunaq’s Indian wedding at the University Place Hilton in Charlotte NC. As full-time photographers we capture variety of events and subjects and love what we do. We hope you see our passion for photography in our work…

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Firefighters in the training. Fighting simulated aircraft fire at the Keeter Training Center in Raleigh NC. It was HOT for me even from the distance!

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Remembering the fallen. Photographing the memorial service for fallen firefighters is very special to me. This year, it was all too real after listening to Fire Chief Scott Burnette and Firefighter Jay Bettencourt on how they lost Captain Jeff Bowen in a four alarm fire in Asheville. Here a fire chief looks for the candle, lit in memory of his fallen comrade…

 

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I had mere minutes to create the couple’s portraits. I like Raleigh downtown and used it as a backdrop for this mini-session.

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Another quick portrait session. This one at the busy Hilton University Place Charlotte. We went around the lake for this mini-session.

– Tesh Parekh

IWP Photography

www.IWPphotography.com

email: tesh@iwpphotography.com

919-622-5399

North Carolina Photographer: 3 alarm e-session and more…

We were in Southport NC this weekend to photograph Arti & Mitesh’s e-session. We love Southport! The session was fun- I will be posting a preview soon. I enjoyed working with Arti & Mitesh and look forward to photographing their wedding in 2013. We stayed at a hotel in Wilmington. Well, someone broke the sprinkler off in their room causing multiple fire alarms to go off between 1 and 3 am (it was Saturday night now wasn’t it?!). So we had to move! My 4 y/o son’s dream of staying up all night came true! Here is one of my favorite images from the session:

southport-e-session-wedding-photographer-nc

Seems like month of July brings early morning excitement each year. Here is an image of 3 AM wedding from last year (you can see more images of this unique wedding here):

iwp-photography-sisters-military-wedding

Earlier in the week we photographed Chefs of Umstead Hotel & Spa. That session was for a magazine cover. We will be posting more of those images after the magazine gets published.

umstead-chef-08-iwp-photography

This week we will be previewing Prutha and Veeral’s wedding events…

Ciao.

– Tesh Parekh

IWP Photography

www.IWPphotography.com

919-622-5399

email: tesh@iwpphotography.com

Press release for our big news!!!! IWP has been nominated for Best Event Photography by ISES!

Image

Image

PRESS RELEASE                                                                                       

Contact: Mica Parekh @ mica@iwpphotography.com

(IWP Photography & Video)

ISES ESPRIT AWARD NOMINEES

International Special Events Society

Tesh Parekh, Owner of IWP Photography & Video, Raleigh, NC is an award recipient for the prestigious ISES Esprit Awards from the International Special Events Society (ISES) in the categories of Best Event Photography for Rakhee and Hiten’s Magnificent Indian Wedding.  Tesh has been a special event professional for 10 plus years.  In that time, Tesh has also won Best Entertainment for Weddings, presented to him by NACE for his other talent of LIVE Watercolor Paintings.

The Best Event Photography event nominated for a 2012 ISES Esprit was a beautiful multiple day Indian wedding that captured all the glamour and grandeur of Rakhee and Hiten’s special day.  They wanted a photographer that would capture the details of their event, and the depth of their love, artistically.

Tesh Parekh  says” “Quote”

ISES honors industry excellence through its prestigious awards program, the ISES Esprit Awards which fuel a spirit of competition within designated categories. ISES Esprit Awards gain global visibility and recognition for ISES members. It honors special event professionals who exhibit a “spirit of excellence” in their work. The importance of global industry recognition helps improve industry standards internationally and further promote our professionalism. ISES is dedicated to recognizing excellence in events and rewarding those individuals whose vision and creativity make their events “Special.” (www.ises.com)

Raleigh Commercial Photographer – DoubleTree by Hilton { Brownstone – NCSU University } Part 2

Last year we had photographed the newly renovated DoubleTree on Hillsborough Street – known as the Brownstone in Raleigh, NC. This was our second session for the hotel. The beautiful decorations were by Creative Touch Designs. This hotel is spacious – in April, we will be photographing double weddings there! I will be photographing an Indian wedding and Mica will be photographing another wedding on the same day!

– Tesh Parekh

IWP Photography

www.iwpphotography.com

Be our fan:

http://www.facebook.com/iwpphotography

http://www.facebook.com/indianweddingphotovideo

http://www.facebook.com/weddingpainter

email: tesh@iwpphotography.com

919.622.5399

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Taste of NC 2012 at the Pinehurst Resort – by Raleigh Commercial Photographer

As commercial photography and video business, we provide our services to hotels and restaurants. So when we were thrilled to be the part of North Carolina Restaurant and Lodging Association‘s 2012 Taste of NC. This year’s event was at the beautiful Pinehurst Resort. Mica and I provided photography and video service for the event. This post is preview of the images. A highlight video clip will be posted soon. The English Garden provided beautiful and interesting floral arrangements and centerpieces. We enjoyed capturing the food, fun and award ceremony…

– Tesh & Mica Parekh

IWP Photography

www.iwpphotography.com

Be our fan:

http://www.facebook.com/iwpphotography

http://www.facebook.com/indianweddingphotovideo

http://www.facebook.com/weddingpainter

email: tesh@iwpphotography.com

919.622.5399

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February 29, 2012

Big Brothers Big Sisters 10th Anniversary Bowl for Kid’s Sake 2012 – by Raleigh Event Photographer

Bowl a strike.  Make an impact.  Start something for children in your community.

This event is the largest national fundraiser for BBBS, raising over $20 million annually across the country.  It was very easy to start a team and start collecting donations and it all played out on February 25th when the teams came together to bowl for kids sake!

BBBST had their biggest fundraiser this past weekend at 2 locations in the Triangle.  I photographed the event at The Alley, on Hillsborough Street, in Raleigh.  Everyone that came out had an amazing time and the Alley was great to partner with BBBS for this event.  I can’t tell you what it means to work with a group of people that want so much for every child to have a person to look up to.  Someone that will get them through the good and bad, a constant when sometimes, there very rarely have that.

This very important fundraiser has raised over $80,000 for this event and their goal is $100,000.  You can still donate to the cause at  http://bit.ly/zjXXQi   

For volunteer opportunities, please contact the Triangle location, www.bbbstriangle.org

Beautiful Happy Day

Ahhhh.....the many colors of strikes to be had!

Our first Big Sister/Little Sister team of the day!

Team Honey Badger

Watch me bowl a strike!

Another Big Sister/Little Sister

Having a great time here!

The team to beat!

These guys are serious!

Big Brother/Little Brother

Photographed by:

Mica Parekh

Photographer

IWP Photography & Video

www.iwpphotography.com

919-270-2510

December 28, 2011

Raleigh Commercial Photographer – DoubleTree by Hilton { Brownstone – NCSU University }

We recently photographed the newly renovated DoubleTree on Hillsborough Street – known as the Brownstone in Raleigh, NC.   It is conveniently located in Downtown Raleigh, and is very close to NC State University.  Last year, I had posted images of a beautiful walima which I had photographed at this hotel. In April, I will be photographing an elaborate Indian wedding there. I look forward to it!

– Tesh Parekh

IWP Photography

www.iwpphotography.com

Be our fan:

http://www.facebook.com/iwpphotography

http://www.facebook.com/indianweddingphotovideo

http://www.facebook.com/weddingpainter

email: tesh@iwpphotography.com

919.622.5399